Budgeting

What Every Mom Needs to Know About Insurance

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As parents, it’s our responsibility to make sure our kids are cared for. We go out of our way to keep our kids safe, from buying bicycle helmets to Band-Aids to winter coats, right down to holding their hand when they cross the street. Most of us worry endlessly about our kids’ well-being. I know [...]

How to Not Give Up Your War on Debt

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Today I am happy to welcome back my friend Cherie Lowe from the Queen of Free, who has graciously joined us here at LWSL as a regular monthly contributor.  Cherie is the author of the amazing book, Slaying the Debt Dragon, which she wrote after paying off more than $127,000 in debt!  I am so excited to have [...]

5 Smart Ways to Spend Your Tax Refund

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This is a guest post from Kalyn Brooke of Creative Savings Every year around tax time, I anxiously wait for a call from our CPA letting us know whether we owe or get a refund this year. It's anxiety-inducing to say the least, but for the most part, we've been lucky enough to get a nice chunk [...]

10 Painless Ways to Save

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Let's face it--being a responsible adult is not always easy. In fact, the idea of saving money can feel painful sometimes!  Few of us actually want to give up our creature comforts or drastically lower our standard of living in order to pinch pennies.  It's downright hard to have to tell a child or spouse that something [...]

7 Lies People in Debt Tell Themselves

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Today I am happy to welcome back my friend Cherie Lowe from the Queen of Free, who will be joining us here at LWSL as a regular monthly contributor.  Cherie is the author of the amazing book, Slaying the Debt Dragon, which she wrote after paying off more than $127,000 in debt!  I am so excited to [...]

4 Easy Tricks to Avoid ATM Fees

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This is a guest post from Kalyn Brooke of Creative Savings As much as I try to avoid ATM fees, I always end up paying at least a few per year. It's super frustrating. $2.00 here, $4.00 there, and the cost to pull out just one $20 bill adds up month after month. You have network fees from [...]

5 Habits of Successful Debt Slayers

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 Today I am absolutely honored to welcome the Queen of Free herself, Cherie Lowe.  Cherie shares her wisdom and frugal adventures daily on her blog, Queen of Free, and she is also the author of the incredibly inspiring book, Slaying the Debt Dragon, which chronicles Cherie and her husband's journey of knocking out more than $127,000 [...]

10 Smart Ways to Save on the Holidays

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With all the hustle and bustle of the holiday season, it is sometimes easy to get to a point where you simply fling your hands up in the air, throw caution to the wind, whip out the plastic and tell yourself you’ll deal with after New Year’s.  There is seemingly so much to do and [...]

Holiday Planner 2014

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Happy November! Is it just me or has this year seemed to fly by?  I am having a hard time believing that it is already time to start planning & preparing for the holiday season once again. As my girls get older and begin participating in more activities, my husband and I are finding it [...]

How to Create a Rock Bottom Price List

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While most of us would love to cut our grocery bill in half, over the years I have found that for most people, the biggest obstacle to saving money on groceries is simply just knowing where to start. Figuring out the very best deals and rock bottom prices might truly seem impossible at first, especially if you’re brand new [...]

5 Smart Ways to Control Impulse Spending

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 This is a guest post from Kalyn Brooke of Creative Savings Whether you're amazingly frugal or just starting out on your journey toward financial freedom, there's probably one area most of us still struggle in -- impulse spending.  Recently, I had the opportunity to learn how not to impulse spend from one of my not-so proud-impulse moments. [...]

20 Smart Ways to Save on a Disney Vacation

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Ahhhh, Disney. Where else can an otherwise rational, perfectly frugal set of parents throw every ounce of common sense out the window and happily pay $15 for a balloon that deflates almost immediately, $40 for their 4-year-old daughter to dine with Princesses, or $10 for the exact same disposable rain poncho they sell at the [...]

How to Get Magazines for Free

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   This is a guest post from Kalyn Brooke of Creative Savings I have a confession to make.....I am a hopeless magazine junkie! The vibrant covers, glossy pages, and multiple tips and tricks buried inside each page hold a magnetic attraction that is oh-so-hard to resist. Even though Pinterest has replaced magazines in a way, I'm still a [...]

10 BIG Money Mistakes You Might Be Making

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Most of us want to believe we have a pretty good handle on our money.  Oh sure, we may splurge on the occasional overpriced coffee, but in general we practice sound principles of saving where we can, and at least trying to plan for our future financial well-being. We don’t fall victim to obvious scams, [...]

6 Tips for a Budget Friendly BBQ

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  This is a guest post from Kalyn Brooke of Creative Savings To me, Summer means long days, warm nights, bare feet, and barbecues. It's one of my favorite seasons, and though it gets quite hot here in Florida, there nothing better than a day at the beach, charbroiled hamburgers, and a glass of ice cold [...]

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