budgeting

How to Get Magazines for Free

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   This is a guest post from Kalyn Brooke of Creative Savings I have a confession to make.....I am a hopeless magazine junkie! The vibrant covers, glossy pages, and multiple tips and tricks buried inside each page hold a magnetic attraction that is oh-so-hard to resist. Even though Pinterest has replaced magazines in a way, I'm still a [...]

10 BIG Money Mistakes You Might Be Making

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Most of us want to believe we have a pretty good handle on our money.  Oh sure, we may splurge on the occasional overpriced coffee, but in general we practice sound principles of saving where we can, and at least trying to plan for our future financial well-being. We don’t fall victim to obvious scams, [...]

6 Tips for a Budget Friendly BBQ

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  This is a guest post from Kalyn Brooke of Creative Savings To me, Summer means long days, warm nights, bare feet, and barbecues. It's one of my favorite seasons, and though it gets quite hot here in Florida, there nothing better than a day at the beach, charbroiled hamburgers, and a glass of ice cold [...]

9 Smart Ways to Save on Car Insurance

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Much like having to pay for utilities or car repairs, paying for car insurance is one of those annoying expenses that we all have bear, even if we don’t really want to. But while purchasing auto insurance may be unavoidable, paying too much to insure our vehicles IS something to watch out for. Although most [...]

7 Secrets to Throwing a Fabulous Party on a Budget

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This weekend my youngest daughter will turn five.  While part of me is mourning the fact that my baby will be five, another part of me is sad that this year, for the first time, we will not be throwing a big party to celebrate her birthday.  You see, little Annie was born on Memorial [...]

5 Habits of Budget-Savvy People

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This is a guest post from Kalyn Brooke of Creative Savings Have you ever wondered why some families constantly struggle to make ends meet, while others magically have all their finances together? Is it the way they were raised? Is it simply in how they do things? Although these questions don't always lend themselves to an easy answer, [...]

12 Smart Ways to Save on Home Insurance

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Few of us would consider the possibility of not having homeowner’s insurance.  Like paying for health insurance or utilities, it is just one of those annoying-but-necessary expenses we simply have to put up with, whether we want to or not, or whether we ever actually use it or not. But have you ever stopped to [...]

7 Smart Things to Teach Kids About Money

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Growing up in my family, the first rule of money was this:  We don’t talk about money.  All I ever knew is that we had more than enough.  While my parents did encourage me to work both around the house and at part-time jobs, there wasn’t a whole lot of guidance when it came to [...]

Is Your Bank Taking Advantage of You?

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This is a guest post from Kalyn Brooke of Creative Savings Believe it or not, your bank does not always have your best interests at heart. They are in business to make money, and to make money off your money. From interest rates to extravagant fees, not only are you beholden to the services they [...]

10 Smart Ways to Build an Emergency Fund

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There is nothing that can derail your financial progress faster than an emergency.  You think you’re doing okay, making headway towards your goals, and boom!  The refrigerator stops working, your car breaks down, or your child falls off her bike and needs four stiches in her chin and suddenly you are right back in crisis [...]

How to Afford Private School on a Budget

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Several months ago I shared the news that my husband and I had decided to send our girls back to school rather than homeschool.  It was an incredibly difficult decision to make, for so many reasons, but ultimately we decided that--at least for this year--a small private school just a few blocks from our home [...]

12 Smart Ways to Save on Utilities

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The basic rule of budgeting are pretty straightforward:  Don't spend more than you take in, and cut out the nonessential spending first.  None of us really need to be swinging by Starbucks every morning, or eating out twice a week, or filling our carts at Target with cute stuff we could easily live without.  And [...]

7 Easy Ways to Save Money on Meat

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Today I am thrilled to introduce you to my dear friend and amazing assistant, Kalyn Brooke!  When she is not helping me maintain my sanity by keeping track of all the behind-the-scenes stuff that happens here at LWSL, she is busy running her own fantastic frugal blog, Creative Savings.  Over the years I have had [...]

5 Surefire Ways to Get Your Budget Back on Track

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I don't know about the rest of you, but I might have gone a just a little bit nuts with my spending over the holidays.  I'd like to blame the fact that Thanksgiving was late this year, which meant I was pressed for time and then overspent because I was in a hurry, but the [...]

Holiday Planner 2013

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Happy November! Is it just me or has this year seemed to fly by?  I am having a hard time believing that it is already time to start planning & preparing for the holiday season once again. As my girls get older and begin participating in more activities, my husband and I are finding it [...]