Budgeting

What Every Mom Needs to Know about Paying for College

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If your kids are still young, college can sometimes feel a million miles away —a distant dream far off in the future that you’ll face when it gets a little closer. Maybe you and your spouse are still working to pay off your own student loans. Maybe you’ve taken a proactive approach and socked away [...]

12 Smart Ways to Save on Air Travel

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Travel season is upon us, and if you are anything like me, you've got the bug and you are ready to hit the road.....or the skies!  Of course vacationing with the whole family can be a challenge, especially when it comes to air travel.  While one ticket might seem affordable, that same price multiplied by four [...]

How to Avoid Credit Traps

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This is a guest post from Kim Anderson of Thrifty Little Mom “If I use my credit card I get a cash back bonus!” “If I open a new credit card account today I can save an extra 10%?” “Wow, if I transfer my current balance I can get 0% interest for a year?” “Hey, [...]

How to Keep Your Summer Spending in Check

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Today I am happy to welcome back my friend Cherie Lowe from the Queen of Free, who has graciously joined us here at LWSL as a regular monthly contributor.  Cherie is the author of the amazing book, Slaying the Debt Dragon, which she wrote after paying off more than $127,000 in debt!  I am so excited to have [...]

What Every Mom Needs to Know About Insurance

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As parents, it’s our responsibility to make sure our kids are cared for. We go out of our way to keep our kids safe, from buying bicycle helmets to Band-Aids to winter coats, right down to holding their hand when they cross the street. Most of us worry endlessly about our kids’ well-being. I know [...]

How to Not Give Up Your War on Debt

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Today I am happy to welcome back my friend Cherie Lowe from the Queen of Free, who has graciously joined us here at LWSL as a regular monthly contributor.  Cherie is the author of the amazing book, Slaying the Debt Dragon, which she wrote after paying off more than $127,000 in debt!  I am so excited to have [...]

5 Smart Ways to Spend Your Tax Refund

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This is a guest post from Kalyn Brooke of Creative Savings Every year around tax time, I anxiously wait for a call from our CPA letting us know whether we owe or get a refund this year. It's anxiety-inducing to say the least, but for the most part, we've been lucky enough to get a nice chunk [...]

7 Lies People in Debt Tell Themselves

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Today I am happy to welcome back my friend Cherie Lowe from the Queen of Free, who will be joining us here at LWSL as a regular monthly contributor.  Cherie is the author of the amazing book, Slaying the Debt Dragon, which she wrote after paying off more than $127,000 in debt!  I am so excited to [...]

4 Easy Tricks to Avoid ATM Fees

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This is a guest post from Kalyn Brooke of Creative Savings As much as I try to avoid ATM fees, I always end up paying at least a few per year. It's super frustrating. $2.00 here, $4.00 there, and the cost to pull out just one $20 bill adds up month after month. You have network fees from [...]

5 Habits of Successful Debt Slayers

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 Today I am absolutely honored to welcome the Queen of Free herself, Cherie Lowe.  Cherie shares her wisdom and frugal adventures daily on her blog, Queen of Free, and she is also the author of the incredibly inspiring book, Slaying the Debt Dragon, which chronicles Cherie and her husband's journey of knocking out more than $127,000 [...]

10 Smart Ways to Save on the Holidays

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With all the hustle and bustle of the holiday season, it is sometimes easy to get to a point where you simply fling your hands up in the air, throw caution to the wind, whip out the plastic and tell yourself you’ll deal with after New Year’s.  There is seemingly so much to do and [...]

Holiday Planner 2014

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Happy November! Is it just me or has this year seemed to fly by?  I am having a hard time believing that it is already time to start planning & preparing for the holiday season once again. As my girls get older and begin participating in more activities, my husband and I are finding it [...]

How to Create a Rock Bottom Price List

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While most of us would love to cut our grocery bill in half, over the years I have found that for most people, the biggest obstacle to saving money on groceries is simply just knowing where to start. Figuring out the very best deals and rock bottom prices might truly seem impossible at first, especially if you’re brand new [...]

5 Smart Ways to Control Impulse Spending

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 This is a guest post from Kalyn Brooke of Creative Savings Whether you're amazingly frugal or just starting out on your journey toward financial freedom, there's probably one area most of us still struggle in -- impulse spending.  Recently, I had the opportunity to learn how not to impulse spend from one of my not-so proud-impulse moments. [...]

20 Smart Ways to Save on a Disney Vacation

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Ahhhh, Disney. Where else can an otherwise rational, perfectly frugal set of parents throw every ounce of common sense out the window and happily pay $15 for a balloon that deflates almost immediately, $40 for their 4-year-old daughter to dine with Princesses, or $10 for the exact same disposable rain poncho they sell at the [...]