finances

How to Get Magazines for Free

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   This is a guest post from Kalyn Brooke of Creative Savings I have a confession to make.....I am a hopeless magazine junkie! The vibrant covers, glossy pages, and multiple tips and tricks buried inside each page hold a magnetic attraction that is oh-so-hard to resist. Even though Pinterest has replaced magazines in a way, I'm still a [...]

10 Smart Ways to Save on Clothing

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Do you ever look at your closet full of clothes and think, I have absolutely nothing to wear?  Creating a wardrobe we love while sticking to a budget we can afford is not always easy, especially when we settle for items we don't like that much simply because the price is right. And while in a perfect [...]

Introducing…..LWSL Everyday

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Happy August everyone!  Today I am so excited to finally share the BIG project that my team and I have been working on for months.....a members-only site & community forum for Living Well Spending Less readers called LWSL Everyday! I originally started LivingWellSpendingLess.com in 2010 as a way to hold myself accountable.  I was struggling [...]

7 Questions to Ask Before Buying Your Next Car

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 This is a guest post from Kalyn Brooke of Creative Savings “No money down!” “Zero credit needed!” “We’ll even throw in a free laptop….and a cruise!” As the slick car salesman shouts all sorts of promises on your big screen TV, you’re either annoyed, or intrigued. Maybe you really can afford a new car after all! [...]

10 BIG Money Mistakes You Might Be Making

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Most of us want to believe we have a pretty good handle on our money.  Oh sure, we may splurge on the occasional overpriced coffee, but in general we practice sound principles of saving where we can, and at least trying to plan for our future financial well-being. We don’t fall victim to obvious scams, [...]

5 Ways to Lavish Love on Your Kids

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Today I am happy to introduce you to my friend Emily Wierenga.  I first met Emily last October, and in the months since I have been so blessed and inspired by her writing about faith, parenting, and life after anorexia.  Her brand new memoir, Atlas Girl, launches today, and I can’t say enough good things about it!  It is a [...]

25 Cruise Secrets Everyone Should Know

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This weekend my family and I are heading to Fort Lauderdale to board the newly refurbished Carnival Freedom for eight days of fun & sun in the Caribbean.  Needless to say, we are pretty pumped!  Cruising is by far our favorite way to travel.  Not only is it a great value and relatively easy to find fantastic deals, [...]

9 Smart Ways to Save on Car Insurance

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Much like having to pay for utilities or car repairs, paying for car insurance is one of those annoying expenses that we all have bear, even if we don’t really want to. But while purchasing auto insurance may be unavoidable, paying too much to insure our vehicles IS something to watch out for. Although most [...]

7 Secrets to Throwing a Fabulous Party on a Budget

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This weekend my youngest daughter will turn five.  While part of me is mourning the fact that my baby will be five, another part of me is sad that this year, for the first time, we will not be throwing a big party to celebrate her birthday.  You see, little Annie was born on Memorial [...]

5 Habits of Budget-Savvy People

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This is a guest post from Kalyn Brooke of Creative Savings Have you ever wondered why some families constantly struggle to make ends meet, while others magically have all their finances together? Is it the way they were raised? Is it simply in how they do things? Although these questions don't always lend themselves to an easy answer, [...]

12 Smart Ways to Save on Home Insurance

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Few of us would consider the possibility of not having homeowner’s insurance.  Like paying for health insurance or utilities, it is just one of those annoying-but-necessary expenses we simply have to put up with, whether we want to or not, or whether we ever actually use it or not. But have you ever stopped to [...]

7 Smart Things to Teach Kids About Money

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Growing up in my family, the first rule of money was this:  We don’t talk about money.  All I ever knew is that we had more than enough.  While my parents did encourage me to work both around the house and at part-time jobs, there wasn’t a whole lot of guidance when it came to [...]

Is Your Bank Taking Advantage of You?

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This is a guest post from Kalyn Brooke of Creative Savings Believe it or not, your bank does not always have your best interests at heart. They are in business to make money, and to make money off your money. From interest rates to extravagant fees, not only are you beholden to the services they [...]

10 Smart Ways to Build an Emergency Fund

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There is nothing that can derail your financial progress faster than an emergency.  You think you’re doing okay, making headway towards your goals, and boom!  The refrigerator stops working, your car breaks down, or your child falls off her bike and needs four stiches in her chin and suddenly you are right back in crisis [...]

How to Afford Private School on a Budget

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Several months ago I shared the news that my husband and I had decided to send our girls back to school rather than homeschool.  It was an incredibly difficult decision to make, for so many reasons, but ultimately we decided that--at least for this year--a small private school just a few blocks from our home [...]