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monthly recap

november recap & december goals

by Ruth on December 2, 2010

November was a surprisingly good month for my budget but not such a great one for meeting goals.  I only overspent in two categories, and the money I saved in other areas more than made up for it.   I should note that my monthly budget does not include our Christmas budget, which we set up separately.

Budget-wise, here is how I did for November (over budget categories are in red; under budget in green):
Groceries:  budgeted $350.00, spent $285.41
(I fully expected to go over in this category this month, considering that last November I think I spent close to$350 just buying my groceries for Thanksgiving dinner.)
Eating Out:  budgeted $150.00, spent $110.41
Gas & Automobile Expenses: budgeted $275.00, spent $266.49
(I finally managed to stay within budget on this category!)
Date Night/Entertainment:  budgeted $100.00, spent $156.51
(Honestly, I blew this category on the very last day of the month.  Knowing I had been very good all month, Husband and I splurged on a wonderful meal at a great restaurant.  It was worth every penny.)
Kids’ Activities, Crafts, & Entertainment:  budgeted $75, spent $26.49
(I guess I wasn’t a very fun mom this month.)
Home Decor & Organizing: budgeted $75, spent $24.27
Clothing: budgeted $100.00, spent $85.37
Gifts: budgeted $50.00, spent $34.62
Entertaining & Parties: budgeted $100.00, spent $56.86
(I finally managed to stay within budget on this category too!)
Babysitting: budgeted $150.00, spent $32.00
Blog Expenses: budgeted $150.00, spent $225.85
(Well I hope a few more of you start clicking those ads because right now I am definitely now in the hole as far as this little blog of mine is concerned!  The bulk of this was spent on accounting fees to set up Living Well, Spending Less, Inc. as a separate business.)
Misc.: budgeted $75.00, spent $46.99
That’s a whole lotta green and I like it!
Total amount spent: $1,343.27
Total amount saved (from coupons, deals, & discounts): $1,548.53
Savings Goal: $175.00
Actual Money into Savings: $506.73

(Can I hear a woot woot?)
Goal-wise, I didn’t even come close.  I’m starting to wonder why I even bother?  Here is how I did:

November Goals:

-get at least 60% of my Christmas shopping done
I don’t know, this one could be close, but I still have a way to go.

-start working on creating a coupon class (both in-person and online)
My first coupon class has been scheduled for January and I haven’t done a thing to start preparing for it.
Guess I better get on that soon.

-clear out the armoire in the living room
Nope.

-organize kitchen cabinets
Nope.

-organize craft supplies
Not even a little bit.

-fill 10 Operation Christmas Child boxes
Yay!  As you all know, we did complete this one and I am SO glad we did.

-have a fun, cozy, & relaxed Thanksgiving
It was perfect in every way.
And I thought it was a small list.  Sigh.  Well, for December I’m really paring it down.
Here are my goals for this month:
-Make the big switch from blogspot to self-hosted (more on this later!)
-empty armoire & organize craft supplies
-finish christmas shopping
-mail gifts
-mail christmas cards
-throw a rockin’ christmas party
-have a fun & relaxing joy-filled christmas
What are your goals this month?

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october recap & november goals

by Ruth on November 2, 2010

October was another month that just flew by.  Did I miss a memo somewhere about time speeding up in 2010?  I can’t believe the year is almost over!  Seriously, where did it go?

Budget-wise, I didn’t do too badly, but also not as great as I had hoped, either.  I was actually feeling really confident about coming in well below budget all month until a few days ago, when my husband unexpectedly handed me a pile of receipts for purchases he had made during the month.  It was nothing shocking–gas, haircut, auto parts store, pizza, a night out on the town with friends–but it definitely added up!

Budget-wise, here is how I did for October (over budget categories are in red; under budget in green):
Groceries:  budgeted $325.00, spent $257.01
(Looking at that number, I still can’t believe I only spent 257.01 on groceries this month!  What a change from the $1200-1500 I was spending every month before I started coupon shopping.  That is a lot of shoes!)
Eating Out:  budgeted $125.00, spent $119.94
(We were lucky because my mother-in-law treated us to dinner out a couple of times this month!)
Gas & Automobile Expenses: budgeted $275.00, spent 275.12
(Still my most frustrating expense and I was SO close to being within budget this month!)
Date Night:  budgeted $50.00, spent $50.00
(We had a really fun night out on the town with some friends.)
Kids’ Activities, Crafts, & Entertainment:  budgeted $75, spent $70
(This was all spent during Halloween weekend at a variety of activities)
Home Decor & Organizing: budgeted $200.00, spent $291.65
(I ended up going way over on this category again purchasing things for my master bedroom remodel.  I didn’t plan my budget very well, because I stayed well within budget for the remodel.)
Clothing: budgeted $150.00, spent $107.53
Gifts: budgeted $50.00, spent $40.00
Entertaining & Parties: budgeted $100.00, spent $140.61
(Why do I always end up going way over in this category?)
Babysitting: budgeted $150.00, spent $108.00
Blog Expenses: budgeted $150.00, spent $45.55
Misc.: budgeted $50.00, spent $117.94
(Once again went way over on this category too.  Hmmmmmm….)
Total amount spent: $1,623.35
Total amount saved (from coupons, deals, & discounts): $1,810.02
Savings Goal: $150.00
Actual Money into Savings: $226.65

All-in-all, still a decent month.
Goal-wise, October was a little better than September, but I think I may still have been a little overly ambitious.  Here is how I did:


October Goals:
-complete my fabulous blog makeover
-baby-proof my cabinets
I can thank my hardworking husband for doing this one.  Life is so much better!
-organize the garage
There are still some organization projects to tackle in there, but they are all tool & husband related items. I am washing my hands of that project.
-continue working on early Christmas shopping
Um, yeah, not so much….
-sort through Maggie’s art projects
Ditto.
-decorate for Halloween
-begin working on Thanksgiving plan
-organize my kitchen cabinets
I managed to organize 2 of them.  Maybe next month!
-clear out the armoire in living room (so we can finally convert it into a wet bar as planned.)
Didn’t even attempt this one.
–re-organize craft supplies
Or this one.
-re-organize home office
Yes!
-complete my Master Bedroom remodel
Just waiting on the bench to come back from being reupholstered.  And I have to say, the room is BEAUTIFUL!  I promise to share pictures very soon!






After 3 months in a row of running myself ragged, I am going to try to slow down this month (just a little, but slowing down is not really in my nature.)


Here are my goals for November:


-get at least 60% of my Christmas shopping done
-start working on creating a coupon class (both in-person and online)
-clear out the armoire in the living room
-organize kitchen cabinets
-organize craft supplies
-fill 10 Operation Christmas Child boxes
-have a fun, cozy, & relaxed Thanksgiving

Such a small list this month, it is almost pitiful.  But I’m slowing down.  Or at least telling myself (and my husband) that I am slowing down.  Just a little.

Affiliate links may be used in this post. Printing a coupon or ordering a product through this link may result in a commission, which helps pay for the cost of running this site and keeps the content free. Read my full disclosure policy here.

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september recap & october goals

October 2, 2010

I meant to post this budget recap yesterday but I was so excited about my new couponing series that I decided to put the boring stuff off for a day.  I don’t know how it was for you, but September flew by for me.  I actually felt like I blinked and the month was over. [...]

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august end-of-month budget recap

September 1, 2010

September marks the beginning of my third month on my new budget. When I started this adventure two months ago, our marital spats about money had reached epic proportions.  We had just spent the first half of the year remodeling our home, and while we had saved for our remodel for more than three years, [...]

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new beginnings

August 31, 2010

I have always loved the back-to-school season.  There is something about the hint of fall in the air, new school supplies and school clothes, the idea of a fresh start that just gets me every time.  It has been many years since I was a student, but now, finally, this year I have a child [...]

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