Join Us for 31 Days of Living Well & Spending Zero!

Let’s face it–we all get off track sometimes when it comes to budgeting and managing our money wisely!  Whether it be overspending on a vacation or little bad habits that add up over time, sometimes we just need to hit the reset button!  If you’ve ever made it to the end of the month and wondered […]

31 Days of Living Well & Spending Zero

Let’s face it–we all get off track sometimes when it comes to budgeting and managing our money wisely!  Whether it be overspending on a vacation or little bad habits that add up over time, sometimes we just need to hit the reset button!  If you’ve ever made it to the end of the month and wondered […]

Break Your Bad Spending Habits

Break Your Bad Spending Habits | When BAD Spending Habits Start Again | Control Impulse Spending | 5 Tips to Reign in Your Spending | Take Control Of Your Finances | Smart Money
Break Your Bad Spending Habits | When BAD Spending Habits Start Again | Control Impulse Spending | 5 Tips to Reign in Your Spending | Take Control Of Your Finances | Smart Money

Feeling like your finances have gone off the rails? No matter how vigilant we intend to be, it is easy to get off track and let those bad spending habits creep back into our lives, sometimes without even noticing at first. But that doesn’t mean it is too late to get back on track! If your finances could use a reboot, don’t miss these five smart tips for breaking bad spending habits so that you can once again tell your money where to go (instead of wondering where it went!)

How to Create a Financial Plan for the Year – September

Smart Money Series | Financial Plan for September | Planning for Fall | September Savings
Smart Money Series | Financial Plan for September | Planning for Fall | September Savings

Ready to get your finances back on track this fall? Our simple 3-step financial plan for September can help! This month, we try a zero-spend month, look at long-term financial goals, and create budget-friendly lunches your kids will love!

Day 31: What Not To Do Now

 This is the last day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * Day 31. The end. If you’ve made it this far, you should feel very proud of yourself. You made it! You survived an entire month of spending zero! In a world […]

Day 30: Plan for the Future

This is the thirtieth day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * It’s hard to think much about the future when we are busy trying to make it through the day. The future always seems so big, so uncertain—a looming, yet far […]

Day 29: Reassess Your Budget

This is the twenty-ninth day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * You’re very nearly done, so it’s time to kick your feet up, pat yourself on the back, and … wait. Not yet. We still have a little bit of work […]

Day 28: Week 4 Reflection

  This is the twenty-eighth day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * Wow! Can you believe you’re almost done? You made it four whole weeks! That’s pretty amazing. I know it’s been tough, but you’ve soldiered through and now you’ve got […]

Day 27: Have Fun With Your Family

  This is the twenty-seventh day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * Believe it or not, we are rapidly approaching the end of our 31 Days. How have you done? Can you believe you’ve made it for almost four weeks without […]

Day 26: Enjoy a Free Date Night

  This is the twenty-sixth day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * So this week we’ve found ways to get free items, earn a little extra money, and we started to barter, so now it’s time to shift our focus and […]

Day 25: Try Bartering

This is the twenty-fifth day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * Twenty-five days into this crazy (as in, crazy awesome!) spending freeze, you might be starting to miss one or two things. Or ten. Or fifty. Just a little bit. Or […]

Day 24: Get Free Stuff

  This is the twenty-fourth day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * I’ve said it before and I’ll say it again: What’s better than free? There is just something so thrilling about getting something for nothing, whether it be getting a […]

Day 23: Get Free Money

This is the twenty-third day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * Have you ever gotten to the end of the month and thought to yourself, “Where the heck did all my money go?” (If not, then you are clearly a much […]

Day 22: Sell Your Stuff

This is the twenty-second day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * I have good news! We’ve made it to the final full week of the 31 Days of Living Well and Spending Zero Challenge, and you are rocking it! In Week […]

Day 21: Week 3 Reflection

  This is the twenty-first day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.  *   *   * It has been a very busy week. Productive, creative, fun, exciting, good … but busy. My guess is that after three weeks of stretching yourselves, most of you are […]

Day 20: Have a Spa Day at Home

  This is the twentieth day of our 31 Days of Living Well & Spending Zero challenge.  Start with Day One here.   *   *   * It’s time to treat yourself! You’ve made it two-thirds of the way through the challenge. You’ve cleaned, you’ve cooked, you’ve created, and you’ve learned. Today is the day we […]