beginner’s guide to savings

The Beginner’s Guide to Savings: Week Eight

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Part 8: Make More Money Here's the good news:  you've made it to the end.  It's week eight and you have arrived, you've followed through, you've worked hard and made huge strides.  You truly deserve a pat on the back.  Way to go, you! (NOTE: If you are new to LWLS or missed out on the [...]

The Beginner’s Guide to Savings: Week Seven

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Part 7:  Save for the Future The Future.  Big.  Undefined. Non-immediate.  Nebulous.  Scary.  If you're anything like me, saving for this vague entity known as "the future," is the hardest part of all.  After all food, clothing, vacations, housing, and yes, even shoes are all real.   They are tangible and immediate.  Saving on--or for--those [...]

The Beginner’s Guide to Savings: Week Six

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Part 6: Save on the Special Things Vacations.  Birthdays.  Holidays.  We know they're coming and yet it is so easy to blow our budgets just because "it's a special occasion."  If you're still with me after all this time, you should be starting to feel pretty good about your budget.  After all, you've been able [...]

The Beginner’s Guide to Savings: Week 5

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Part 5: Save on the Fun Things Finally, a topic that we actually WANT to think about.  Or maybe that's just me.  Saving on the all the things we MUST spend money on--important as it may be--is, well, somewhat tedious, to say the least. (NOTE: Before we go any further, if you are new to [...]

The Beginner’s Guide to Savings: Week Four

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Part 4: Save on the Necessary Things If you've made it this far, you've probably come to the conclusion that getting your financial life in order is hard work!  I wish I could say it will be a cakewalk from now on, but alas, there is still much to be done.  Don't let that discourage [...]

The Beginner’s Guide to Savings: Week Three

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Part 3: Save on the Big Things After spending the last week sorting out your budget and then recording all your purchases, you hopefully now have a fairly clear idea of where your money is going.  Over the next 6 weeks be sure to keep those worksheets handy--you will need to adjust your amounts as [...]