beginner’s guide to savings

The Beginner’s Guide to Savings {Week 8}: Make More Money

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Part 8: Make More Money Here's the good news:  you've made it to the end.  It's week eight and you have arrived, you've followed through, you've worked hard and made huge strides.  You truly deserve a pat on the back.  Way to go, you! (If you are new to my blog or missed out on [...]

The Beginner’s Guide to Savings {Week 7}: Save for the Future

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Part 7:  Save for the Future The Future.  Big.  Undefined. Non-immediate.  Nebulous.  Scary.  If you're anything like me, saving for this vague entity known as "the future," is the hardest part of all.  After all food, clothing, vacations, housing, and yes, even shoes are all real.   They are tangible and immediate.  Saving on--or for--those [...]

The Beginner’s Guide to Savings {Week 6}: Save on the Special Things

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Part 6: Save on the Special Things Vacations.  Birthdays.  Holidays.  We know they're coming and yet it is so easy to blow our budgets just because "it's a special occasion."  If you're still with me after all this time, you should be starting to feel pretty good about your budget.  After all, you've been able [...]

The Beginner’s Guide to Savings {Week 5}: Save on the Fun Things

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Part 5: Save on the Fun Things Finally, a topic that we actually WANT to think about.  Or maybe that's just me.  Saving on the all the things we MUST spend money on--important as it may be--is, well, somewhat tedious, to say the least. (Before we go any further, if you are new to my [...]

The Beginner’s Guide to Savings {Week 4}: Save on the Necessary Things

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Part 4: Save on the Necessary Things If you've made it this far, you've probably come to the conclusion that getting your financial life in order is hard work!  I wish I could say it will be a cakewalk from now on, but alas, there is still much to be done.  Don't let that discourage [...]

The Beginner’s Guide to Savings {Week 3}: Save on the Big Things

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Part 3: Save on the Big Things After spending the last week sorting out your budget and then recording all your purchases, you hopefully now have a fairly clear idea of where your money is going.  Over the next 6 weeks be sure to keep those worksheets handy--you will need to adjust your amounts as [...]

The Beginner’s Guide to Savings {Week 2}: Create a Budget

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Part Two: Create a Budget It's been a week.  How's that no-spending thing going? Well, here's the good news:  You can start spending money again.  Of course the bad news is that after today's assignment, you might not want to. Hopefully last week's exercise started you thinking about the reasons WHY you're spending and also [...]

The Beginner’s Guide to Savings {Week 1}: Stop Spending

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Welcome to The LWSL Beginner's Guide to Savings. My goal for this series is to guide you (and myself--yes, I'll be following my own advice) through a series of assignments intended to put you on sounder financial footing.  Basically it is eight weeks to a better budget. If you've already read & followed my last [...]