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Banish Your Paper Piles

 

Banish Your Paper Piles | Prioritizing Paperwork | Controlling Paper Clutter | Organizing Tips | Declutter Your Home File Cabinet | Office Papers Decluttered

Ever feel like you are constantly surrounded by piles and piles (and piles!!) of paperwork?

Me. Too.

In fact, sometimes it feels like we’re downright drowning in paper around here!

Paperwork ends up taking over the dining room table, mail clutters up the front hall, and baskets of magazines and catalogues sit, unread, in living room corners. We can’t find the things we need or want, so when we have to quickly search for something, we end up reprinting it or looking it up online because it’s too much hassle to sort through the piles (and piles!) to find it.

…which leads to…you guessed it: even more paper lying around!

On school mornings, we can’t find the things we need or want. We end up forgetting and we’re delayed getting out the door or rushing out in a panic. The kids are stressed, we’re stressed.

When faced with a giant pile of unfiled bills and schoolwork to go through, plus a stack of loose photos from five years ago, swooping the entire pile into a box or hiding it in a drawer might feel easier than actually dealing with it. I’ve even requested paperless billing and unsubscribed from catalogues to cut back on the flow of paper coming into the house—and I’m still amazed at the sheer volume of paperwork, clutter and mess that piles up.

DIG DEEPER


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So how do we find a lifeline when we’re floating in a sea of paper?

How do we quickly assess and take care of it right when it comes in the door? When your child brings their Thursday folder home from school or when you grab the mail from the mailbox, how can you apply some hard and fast rules to deal with everything and get it out of the way? Plus, how can we deal with and prioritize all the paperwork we already have on hand??

It’s time to tackle ALL of the paperwork and get rid of the piles for good!

 

Banish Your Paper Piles | Prioritizing Paperwork | Controlling Paper Clutter | Organizing Tips | Declutter Your Home File Cabinet | Office Papers Decluttered

1. Divide and Conquer: Deal with It, File It, Archive It

The first step to prioritizing your paper clutter and tackling mass amounts of paperwork is to divide it up into manageable categories. The three categories that seems to work best for me are: 1. Deal with It; 2. File It for Reference; and 3. Archive/Scrapbook It.

(This works really well for dealing with school paperwork, too. The kids bring home permission slips, homework, PTA flyers, and all kind of info about the school year and afterschool activities…and somehow it’s all paper.)

Gather up all paper lying around the house—clear off your desk, and clean out your drawers and cupboards. Pull all the papers out of your kid’s Thursday folder, check your mailbox right now, and don’t forget to grab everything from that place everything seems to land when your family comes in the door. Take all of that paperwork and put it in a box, a bag, or a laundry basket.

Sit down and do a quick sort. Don’t categorize papers by Home vs. Work vs. School or worry about the filing category. Simply look at each piece, and if there’s action required, put in the Deal with It pile. If no action is needed, but you think you might need it for future reference (medical bills, insurance or investment information and tax info) put into the File It pile. If it’s something you’re holding on to for sentimental reasons, like cards, photos, notes, tickets, recipes or articles, put it into the Archive/Scrapbook It pile.

2. Apply “If, Then” Rules

To keep future paperwork from piling up, it’s important to set and embrace a few “paperwork policies” that you can apply as it arrives. I like to call these “If, Then” rules. For example, IF a catalogue comes in the mail, THEN I will immediately look at it or unsubscribe and throw it away. IF my child brings home a note from school, THEN I will immediately sign it and pay any associated fees. IF I get a card from a friend, THEN I snap a picture of the card and return address and immediately throw out the envelope; I display the card for a week, then recycle it.

Establishing these go-to paperwork rules can help you narrow down your tasks while providing a simple, straightforward answer whenever you’re faced with a “what should I do with this” question. If you know you always pay medical bills when they arrive, you won’t be cleaning them out of a drawer in a few weeks and kicking yourself because you forgot to write a check.

Banish Your Paper Piles | Prioritizing Paperwork | Controlling Paper Clutter | Organizing Tips | Declutter Your Home File Cabinet | Office Papers Decluttered

3. Invest in a Scanner

These days, most home office printers include a scanner, which may even function wirelessly. Another option is to use your smartphone to quickly capture photos of paperwork you’d like to retain for reference. Items like receipts can be snapped and saved, so you don’t have to hold on to the paper trail.

If you have a scanner or a smartphone, you can save schoolwork from your kids, notes, cards and other items you want to hold on to, but might not need to keep a physical copy of. Storing files digitally gives you the ability to print them out later IF you have to use them. Otherwise, they literally take up zero physical storage space.

4. Unsubscribe

Many of us experience a little FOMO when it comes to unsubscribing. Whether it’s digital subscriptions to newsletters and emails, or paper subscriptions to magazines, catalogues and mailing lists, we often feel like we’re going to miss out on some sort of great sale or important information if we discontinue our subscription. Let go of the fear!

I’ve found when I unsubscribe from mail, I can still find what I need online, especially if I have a hankering to look up details about an upcoming sale. Unsubscribing from catalogues helps me avoid getting lured in and purchasing items I don’t really need or “great deals.” I automatically unsubscribe from junk mail lists and opt for electronic notifications and statements whenever possible.

Banish Your Paper Piles | Prioritizing Paperwork | Controlling Paper Clutter | Organizing Tips | Declutter Your Home File Cabinet | Office Papers Decluttered

5. Deal with It: Touch it Once

When it comes to your Deal with It pile, make it a policy that you’ll only touch any one piece of paperwork once whenever possible. Vowing to “touch it once” rather than put off dealing with it until a future date allows you to take it off your calendar entirely. When you’ve sorted it into the pile, the next time you interact with it, you’ll do whatever needs to be done. That means pay it, respond, write back, sign it, or make the call.

If you’ve taken a step to resolve it and you’re waiting on a response (which rarely happens), move it to the bottom of the pile and deal with the next thing. Only allow yourself to move something to the bottom of the pile when you’ve exhausted the possibility of dealing with it right now. That means you’re waiting for a return call or you need it for an appointment you scheduled and a physical, hard copy is requested (a scan or snapped picture won’t do).

6. File It Newest to the Front and Discard

The items you need to file should be relatively few. Now that most things are available digitally, there aren’t many instances when you need to hold on to statements, bills and other pieces of paper. In cases of medical records and tax documents, you might find you need to hold on to physical copies for a while. In this case, a sturdy, waterproof file box is a good solution.

When you file items, be ruthless. Really consider if you can shred it and access it electronically later. If the answer is yes, then shred away. If you deem it deserves a spot in your home office, pick a small file box so you won’t be tempted to hang on to more than you need. When you file, place the newest item in the front and discard the oldest item from the back (if it’s aged out). Make it a policy to file as you go. Handle the File It pile one time and walk it to your file box when it’s ready.

Banish Your Paper Piles | Prioritizing Paperwork | Controlling Paper Clutter | Organizing Tips | Declutter Your Home File Cabinet | Office Papers Decluttered

7. Keep 7 Years of Financial Records, 3 Years of Anything Else

Tax auditors will ask for records from the past seven years. Most other situations also require only the last seven years of documents. Aside from birth certificates, titles, marriage licenses and a few other legal documents, most items don’t need to be held beyond the seven-year threshold.

For most other documents, once they’ve been paid or resolved, you can safely shred. Budget-savvy people know that needlessly holding on to paperwork can make you feel disorganized and less able to access what you really need. If there’s something you’re very nervous about, consult with a tax professional or an attorney.

8. Learn to Let Go of the Sentimental

With your Deal with It and File It piles now finished, you’re left with other items we’ll call “sentimental.” These can be some of the hardest to let go of—ticket stubs, vacation mementos, news clippings and cards. Photos can also show up here, as well as articles you’ve clipped, recipes and other things you want to hold on to.

Ask yourself: Why am I holding on to these items? For some items, like photos and letters from loved ones, it might be obvious—it’s something important, a memory you want to remember. Or, you may simply be holding on to something because you plan to try a recipe or read an article.

When it comes to the true mementos, like photos, ticket stubs, vacation items, and correspondence, make it a policy to organize it regularly. If you scrapbook, set aside time every few months to put items in your scrapbook. If you keep items in a memory box or another spot, try to examine if the items hold real value for you. A ticket to the first concert you went to with your husband might bring you back when you see it. Can you create something with it? For example, put it into a shadow box with a photo from the concert? Or can you add it to a scrapbook?

Other items, like a ticket from a movie you remember seeing but not liking all that much, an expired coupon for a favorite restaurant, or brochures from a vacation—let them go. Holding on to these items won’t take you back to the enjoyable moment. If anything, they detract from the other items of real value to you.

For reference materials like recipes, decorating tips and articles, read them or try them and then let them go. Almost all recipes can be found online these days. If it’s something truly unique or special, give it a shot. If you love it, add it to your recipe file. If you don’t? Toss it out. If you’re holding on to it until next season, chances are high you’ll forget you even have it.

Set an “If, Then” rule when it comes to your sentimental keepsakes. If two years pass and you’ve done nothing with it, then let it go. For photos, hang on to hard copies of older photos, where digital archives aren’t available. If you have a digital copy, keep it backed up and organized, so it’s safe to let go of duplicates and hard copies.

The flow of paper into our homes can become truly overwhelming if we aren’t diligent about stopping the flow and prioritizing our paperwork. Start your school year out right by reducing the flow of paperwork, implementing systems and rules to deal with it, and getting it all under control today!

Banish Your Paper Piles | Prioritizing Paperwork | Controlling Paper Clutter | Organizing Tips | Declutter Your Home File Cabinet | Office Papers Decluttered

9 Comments

  1. August 18 at 08:02AM

    # 4 is my favorite – if it never comes it, it doesn’t have to go out. But for the rest #5 – I don’t want to think about a piece of paper more than one time. Great tips!

  2. Terri
    August 18 at 12:29PM

    This is great planning strategies before we get inundated with the back to school onslaught!

  3. August 18 at 10:24PM

    Thanks for the list, I especially like the If, Then rules because it saves you decision making which saves mental energy. I’m finding the more that can be predetermined about my daily routine (what I eat, what I wear), or about how I will react to expected occurrences (getting mail, email, or papers from school), the better I do at thinking clearly with my kids, family, friends and coworkers in the normal course of life. And when the unexpected happens I’m not mentally drained.

  4. Teresa
    August 20 at 04:05PM

    Thanks for the helpful tips. What about the electronic piles? Although they don’t take physical space, they do take electronic space. Do you have any suggestions (or another blog post) for organizing and culling through electronic piles?

    Thanks, Ruth. I appreciate you and the way that you kept at your blog even while you were moving!

  5. Geri Jaeger
    August 20 at 08:55PM

    I’m sentimental– just ask my daughter-in-law. I have boxes of treasures from my boys. I have been weeding through them. I will give you a tip, though. Keep some treasures from your parents. Maybe it is a letter or handwritten note they wrote you. When they are gone, you will treasure that like it is gold. Don’t get rid of everything. I would say the same holds true for some precious notes from your kids all through the years.

  6. August 21 at 06:56AM

    Oh man. I think I’m always going through piles of paper and as soon as I get it cleaned up, it all starts over again. I need to enforce these tips with myself, and maybe, just maybe, I can have cleared off counters for more than one day!! 🙂

  7. September 6 at 01:47PM

    Why is it so hard to let go of the sentimental items? I have actually been going through my pictures the past few years and just getting rid of a couple hundred at a time. Eventually, I hope to just have the items and pictures that I really love. Scrapbooks have really been so handy for this very reason. Unfortunately, I don’t have the time or the desire to do a scrapbook of everything! Thank you for these tips and for the reminder to keep your important documents for 7 years! I recently sold a home and we wondered how long we actually HAD to hold onto the mountain of paperwork from the sale and closure. Cheers!

  8. Anonymous
    November 14 at 06:46PM

    Giving me insight on paper!!!! I see not the only one Encouraging! Hard work though

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